Helping You Navigate Complex Legal Issues
To begin with, congratulate yourself if you have a will. Many Americans do not. You may have drafted your will years ago, put it in a safe place and forgotten about it. However, things happen, and your will should reflect the changes in your life. Life changes There...
Texas imposes fewer restrictions on companies offering payday loans or paycheck advances. As reported by CNBC, payday loans in the Lone Star State carry the highest interest rates in the nation and may reach more than 600% for some borrowers. As noted by Bankrate.com,...
Bills can become out of control quickly if you are facing a financial crisis. Whether the cause is a job loss or a steady debt accumulation, getting out from under your debt may feel impossible. Bankruptcy may prove an option regardless of how you got into your...
Medical bills may mount, especially as you age. Between treatment and prescription medication, sometimes the out-of-pocket costs may make it difficult to pay other bills. The cost of healthcare is high, and even with Medicare, you may find yourself in over your head....
If you or a family member needs a fresh financial start, filing for Chapter 7 bankruptcy may be the answer. If you qualify, this type of bankruptcy provides immediate protection from creditors and allows you to erase certain types of debt. Know that filing for...
When you start to lose control of your finances, you may consider bankruptcy as a potential means of finding relief. Many myths and misconceptions exist about the bankruptcy process, though, and it is important that you learn to separate fact from fiction to sort...
Finding yourself living paycheck to paycheck adds to your stress. When your debts become overwhelming, and you find it impossible to dig out without help. When the bill collectors will not stop calling, and your mortgage company is threatening to take action, you may...
Every adult needs a will. If you do not have one when you die, it means that the court has to distribute your property according to the state laws of intestacy, which is a legal term meaning "without a will." Like all other states, Texas has its own intestacy laws....
As you grow older, you can expect more visits to the doctor for various ailments. That means rising medical bills. If you are on a fixed income, the payments can threaten your standard of living. While you may feel helpless, you have several options for help with...
Credit card debt is a problem for anyone. For many senior citizens, the weight is often too much to carry, and they do not know where to turn for help. Many seniors live on a fixed income, so meeting day-to-day expenses is about all they can handle. Any unexpected...