Brownsville Texas Bankruptcy Legal Blog
Chapter 13 and your financial future
Finding yourself living paycheck to paycheck adds to your stress. When your debts become overwhelming, and you find it impossible to dig out without help. When the bill collectors will not stop calling, and your mortgage company is threatening to take action, you may...
Why you need a will
Every adult needs a will. If you do not have one when you die, it means that the court has to distribute your property according to the state laws of intestacy, which is a legal term meaning "without a will." Like all other states, Texas has its own intestacy laws....
Helping seniors pay off medical debt
As you grow older, you can expect more visits to the doctor for various ailments. That means rising medical bills. If you are on a fixed income, the payments can threaten your standard of living. While you may feel helpless, you have several options for help with...
Getting seniors help with credit card debt
Credit card debt is a problem for anyone. For many senior citizens, the weight is often too much to carry, and they do not know where to turn for help. Many seniors live on a fixed income, so meeting day-to-day expenses is about all they can handle. Any unexpected...
Risks of a car title loan
Car title loans are the newest type of quick loan on the market. They do not come from traditional lenders but lenders who offer other money services, such as check cashing and payday loans. As the name suggests, a car title loan uses your car's title to secure the...
Automatic stays can provide fast help when the time is right
Hundreds of thousands of people look for protection in bankruptcy every year, and that help can begin as soon as you file. When you’re in dire need of shelter, you may be able to ask for those same advantages – but there are some exceptions. Issues like overextension,...
Do women plus student loan debt equal Chapter 7 bankruptcy?
A portion of the approximately 44.7 million people who owe student loans may live right here in Brownsville. Surely, some of them are women. In fact, recent research indicates the odds are high that many of those owing student loans are women. The next question some...
Medical debt is out of control even among the insured
There is no way around the fact that suffering from a sudden and serious illness or injury in this country is an expensive prospect. Like elsewhere in the country, Texas residents who have health insurance often find out that it provides only a false sense of...
Has job loss resulted in overwhelming credit card debt?
In order to meet financial needs, most Texas residents need to go to work and generate an income. It is common for people to rely on that income to meet their basic needs, make rent or mortgage payments, stay on top of credit card bills, and for numerous other...
Could personal loans lead to more Chapter 7 bankruptcy filings?
Struggling with finances is something with which many Texas residents can relate. Finding ways to deal with ever-increasing prices for basic needs such as food, shelter and transportation often leads individuals to live above their means more out of necessity rather...
