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May 2018 Archives

Improving a credit report after Chapter 7 bankruptcy is possible

One of the most difficult outcomes of filing for personal bankruptcy is the impact on one's credit report. People in Texas who file for Chapter 7 bankruptcy may wonder what their next steps should be to rebuild credit and regain control of their financial lives. Luckily, there are some steps that can be taken to rebuild one's financial profile after bankruptcy.

What to do when credit card debt is in collections

When debts are not repaid, people run the risk of their accounts being sent to collections. Many people in Texas who are getting collections calls due to credit card debt or other outstanding balances may wonder about the best course of action when facing these bills. While bankruptcy may be needed in some cases, there are some things that can be done to manage debt prior to taking that step.

What people should know about Chapter 13 and Chapter 7 bankruptcy

Many people consider bankruptcy as something businesses do when facing financial trouble, rather than an option for individuals. Yet many people in Texas and throughout the United States file for personal bankruptcy, typically Chapter 13 and Chapter 7 bankruptcy, when faced with mounting debt loads. While this is not the best option for everyone dealing with financial hardship, it is a good idea for people to understand the basics of personal bankruptcy in case they need to make this decision in the future.

In Texas, credit card debt goes to spouse after someone dies

There are many conversations about how to live with debt, but what about dying with it? Many Texas residents have questions and misconceptions about when happens to their credit card debt after they pass away. With the average American holding $62,000 in debt, understanding where that debt goes at end of life is important for many.

Strategies for managing medical debt

Many people struggling with medical bills may wonder what their options are for repaying them, especially if those debts are seemingly beyond their means. Medical debt is very common in Texas, and many turn to experts for advice on how to manage the expense. While there are some ways to minimize the financial burden, bankruptcy may be an option for those who are unable to manage the debt over time.

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Limon Law Office
890 W Price Rd
Brownsville, TX 78520

Phone: 956-465-2661
Fax: 956-544-4949
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