Many Texas residents find themselves dealing with overwhelming debt, but are unsure how to resolve the issue. One of the best things to come out of the Great Recession was the increase in acceptance of bankruptcy as a viable debt relief option. Even so, people still...
Helping You Navigate Complex Legal Issues
Year: 2018
5 tips for working through probate disputes with family
After losing a loved one, strong emotions and extended periods of family time can spark rivalry and conflict. Probate disputes often pop up in these situations or in families that have long-standing conflicts. Try a few of these peaceful ways you can resolve family...
Options for responding to a foreclosure notice
Many people think they are out of options when they receive a Notice of Delinquency from their mortgage lender, but the reality is that there are some steps that can be taken to help save the family home. Texas individuals and families facing a...
Step-by-step guide to tackling credit card debt
Debt can weigh down almost every aspect of a person's life. Texas individuals facing high amounts of credit card debt have some options for addressing their amounts owing; however, it is important to take the right steps in the right order. Here are some...
Common mistakes when filing for Chapter 7 bankruptcy
Bankruptcies in the United States are technically down compared to last year, but experts say this news comes with a caveat. The recent decline of 1.8 percent is the smallest in years, showing that things have somewhat plateaued since the recovery period following the...
Tips for avoiding consumer debt problems
High amounts of debt are directly related to anxiety and depression. Peace of mind is drained when your thoughts are consumed with worry about how you will repay your financial obligations. Unfortunately, depression can make you inactive and shut-down, avoiding...
How to manage the effect medical debt has on a credit score
Americans may face medical debt even with health insurance for a variety of reasons, from high deductibles to uncovered items to billing errors and insurance disputes. Regardless of the reasons for medical debt, Texas residents can face consequences if these...
Consequences of only paying the minimum when in credit card debt
It is not uncommon for Americans to carry a balance on their credit cards. Those who are having difficulty with payments may opt to only make the minimum monthly payment on the balance, usually between $20 to $25 or between 1 and 3 percent of the total balance....
Should I pay off my credit card debt with a personal loan?
Most people have a love-hate relationship with their credit cards. These cards are useful when funds are tight, but they can also present a heavy debt burden for the average Texas consumer. Although there are a few smart choices for dealing with overwhelming...
Carrying credit card debt likely not helpful for credit scores
According to a new report, 22 percent of credit card users carry a balance in hopes of improving their credit score. However, carrying a balance on a credit card is not one of the five main criteria for a credit score. Being closer to a credit limit due to...