Any Texas resident who has spent any amount of time in a doctor's office or hospital knows how expensive it is to be sick or injured. It probably will not come as a surprise to know that medical debt leads to numerous bankruptcy filings across the country every year....
Helping You Navigate Complex Legal Issues
Year: 2019
Be careful not to jeopardize a Chapter 7 bankruptcy discharge
Finding a way to resolve financial difficulties can help relieve the stress that most Texas residents feel under these circumstances. For many, filing for Chapter 7 bankruptcy is the right debt relief option, and they expect to walk away with a fresh financial start...
Never miss another payment with these tips
Budgeting can be tough for everyone — no matter how much your income and expenses are. If you find that you’re perpetually late with your payments or just scraping by to make them, here are a few ways you can set yourself up to never miss another payment...
How often can Chapter 13 or Chapter 7 bankruptcy be filed?
It is nearly impossible for Texas residents to predict when they will encounter serious financial difficulties. Perhaps a consumer had this problem in the past, and used Chapter 7 bankruptcy in order to gain a fresh financial start. Things may have gone well for some...
Facing debt collectors for credit card debt
Many Texas residents experience financial difficulties for a variety of reasons. Credit card debt is often part of those troubles. Once they are unable to make payments on these debts, they may discover the account has gone to collections. Handling this type of...
Could a short sale help a homeowner facing foreclosure?
Even though the housing crisis appears to be in the country's rear view mirror, that does not mean that homeowners here in Texas or elsewhere in the country stop having trouble making their mortgage loan payments. Job losses, serious medical issues and other...
Struggling with overwhelming medical debt is far too common
Getting sick or injured here in Texas or elsewhere in the country can be expensive. Even with health insurance, some people end up owing thousands of dollars in medical debt. Anyone experiencing this right now should know that others are going through the same thing....
Homeowners don’t have to just accept foreclosure
Buying a home is often a rite of passage for many Texas residents. After all, it is part of the American dream. Right? The problem is that when a homeowner encounters financial difficulties, his or her mortgage loan lender may begin foreclosure proceedings for...
What does the FDCPA have to do with contact re credit card debt?
It seems as though it does not take much to end up with overwhelming financial issues. Credit card debt in particular can sneak up on many Texas residents just as it does for others across the country. For some, it is only when the incessant phone calls from...
Track your finances with these tips
The first step to get out of debt is to get a grip on your finances. Maintaining a firm understanding of your income in comparison to your expenditures will help you begin to make necessary adjustments. Here are a few tips to help you start. Know how much you have...
