When you start to lose control of your finances, you may consider bankruptcy as a potential means of finding relief. Many myths and misconceptions exist about the bankruptcy process, though, and it is important that you learn to separate fact from fiction to sort...
Helping You Navigate Complex Legal Issues
Year: 2020
Chapter 13 and your financial future
Finding yourself living paycheck to paycheck adds to your stress. When your debts become overwhelming, and you find it impossible to dig out without help. When the bill collectors will not stop calling, and your mortgage company is threatening to take action, you may...
Why you need a will
Every adult needs a will. If you do not have one when you die, it means that the court has to distribute your property according to the state laws of intestacy, which is a legal term meaning "without a will." Like all other states, Texas has its own intestacy laws....
Helping seniors pay off medical debt
As you grow older, you can expect more visits to the doctor for various ailments. That means rising medical bills. If you are on a fixed income, the payments can threaten your standard of living. While you may feel helpless, you have several options for help with...
Getting seniors help with credit card debt
Credit card debt is a problem for anyone. For many senior citizens, the weight is often too much to carry, and they do not know where to turn for help. Many seniors live on a fixed income, so meeting day-to-day expenses is about all they can handle. Any unexpected...
Risks of a car title loan
Car title loans are the newest type of quick loan on the market. They do not come from traditional lenders but lenders who offer other money services, such as check cashing and payday loans. As the name suggests, a car title loan uses your car's title to secure the...
Automatic stays can provide fast help when the time is right
Hundreds of thousands of people look for protection in bankruptcy every year, and that help can begin as soon as you file. When you’re in dire need of shelter, you may be able to ask for those same advantages – but there are some exceptions. Issues like overextension,...