Bankruptcies in the United States are technically down compared to last year, but experts say this news comes with a caveat. The recent decline of 1.8 percent is the smallest in years, showing that things have somewhat plateaued since the recovery period following the...
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Chapter 7 Bankruptcy
Putting off Chapter 7 bankruptcy can have serious consequences
The decision to file for bankruptcy is a serious one that people rightfully do not take lightly. While careful consideration is a good idea, procrastinating on filing for Chapter 7 bankruptcy can be a bad decision. There are a few reasons that Texas individuals who...
How to get a personal loan after filing for Chapter 7 bankruptcy
One of the most well-known consequences of filing for bankruptcy is the mark on a credit report. Texas individuals may worry about access to credit following a bankruptcy filing, as a lower credit score can impact the ability to qualify for a loan. However, while...
Improving a credit report after Chapter 7 bankruptcy is possible
One of the most difficult outcomes of filing for personal bankruptcy is the impact on one's credit report. People in Texas who file for Chapter 7 bankruptcy may wonder what their next steps should be to rebuild credit and regain control of their financial lives....
What people should know about Chapter 13 and Chapter 7 bankruptcy
Many people consider bankruptcy as something businesses do when facing financial trouble, rather than an option for individuals. Yet many people in Texas and throughout the United States file for personal bankruptcy, typically Chapter 13 and Chapter 7...
Older Texas residents may benefit from Chapter 7 bankruptcy info
Anyone could make unwise financial decisions. Even people who feel that they are good with money could face unexpected circumstances that lead them down a tough financial road. It may interest Texas readers to know that older individuals are often facing considerable...
Is Chapter 7 bankruptcy right for some Texas residents?
Facing the ups and down of financial instability can be beyond stressful. Any type of expense can suddenly send already limited funds even further into the red. Having to live this way can result in substantial stress and other negative impacts on Texas residents'...
Texas taxpayers may need refunds to start Chapter 7 bankruptcy
With tax season well underway, many Texas residents may be anxiously awaiting their refunds. However, it is unlikely that most of those individuals who receive refunds will use that money for anything adventurous or out of the ordinary. In fact, some people may even...
Job loss, medical debt could lead to Chapter 7 bankruptcy
Many Texas residents likely pride themselves on having their finances in order. However, even individuals who are financially stable one moment could find themselves struggling the next. As a result, Chapter 7 bankruptcy may end up as a viable option that individuals...